All software in Nepal

SmartReward

SmartReward from Swift Technology is a loyalty rewards platform for BFIs and businesses — centralising reward points from multiple partner brands, enabling merchant product listing for point redemption, partner onboarding via file upload or API, cash-out for merchants, maker-checker authorisation, and real-time analytics. Verified partners: IME Pay, Global IME Bank, Chandragiri Hills, IME Co-operative, LH Express.

Ovhok Co-operative MS

Cooperative management system from Ovhok — member management, loan origination, savings and deposits, AI-driven dividend forecasting, real-time auditing, digital voting, community forums, and mobile member portal. Free trial available.