Smart SMS
Smart SMS from Swift Technology is an enterprise messaging platform for banks and businesses — delivering OTP authentication, promotional bulk messaging, transactional banking alerts, two-way SMS conversations, campaign messaging, and broadcasts. API integration with any website, app, or CRM. Via NTC and Ncell.
SmartRemit
SmartRemit from Swift Technology is a cross-border payment platform for Money Transfer Operators (MTOs) and BFIs — enabling real-time multi-currency international transfers, automated recurring payments, AML compliance, and multi-corridor management. Verified clients: IME Remittance, SendMN, GME Remittance.
SmartBank
SmartBank from Swift Technology is a complete omni-channel digital banking solution for BFIs — unifying mobile banking, internet banking, ATM, and branch access in real time with certified liveness detection, bank-in-a-box deployment, and personalised data-driven insights. Trusted by Global IME Bank.
RealHRsoft
RealHRsoft is a complete cloud-based HRMS from Aayulogic Inc. (Canada) deployed in Nepal — 11 modules covering attendance, payroll, leave, onboarding, task management, HR intelligence, performance appraisal, recruitment, self-service, grievances, and employee surveys. ISO 27001 and ISO 9001 certified. Trusted by Laxmi Group, Siddhartha Business Group of Hospitality, BRP Group, and Bridge International Consultancy. Mobile app on iOS and Android.
Ovhok Co-operative MS
Cooperative management system from Ovhok — member management, loan origination, savings and deposits, AI-driven dividend forecasting, real-time auditing, digital voting, community forums, and mobile member portal. Free trial available.