SmartWallet (swifttech.com.np/digital-wallet/) from Swift Technology is a comprehensive digital wallet solution. Key features: (1) Multi-Card Support — link and manage multiple debit, credit, and prepaid cards within one wallet; flexibility in handling different payment methods without multiple apps. (2) Instant Payment — transfer funds locally or internationally within seconds using just a mobile number. (3) QR Code Payments — scan QR codes at merchant locations or online for fast, contactless transactions. (4) Cross-Border Support — cross-border payments in multiple currencies, global accessibility. (5) Biometric Authentication — biometric security and encryption protocols for enhanced safety. Dashboard features visible: add money, send money, receive, remittance, bank link, KYC re-verification, utility bill payments (electricity, school fees, insurance, health services), mobile top-up, internet, investment, loan EMI. Feature diagram: Visa card payments, bank transfers, mobile topup, QR payments, smart rewards, utility bill payments, remittance, and loan EMI payments. Supports Visa and Mastercard.
Why we recommend this software
SmartWallet (SmartWallet) is one of 7 fintech products from Swift Technology (swifttech.com.np), IME Complex, Pani-Pokhari, Kathmandu.
Best fit for
SmartWallet from Swift Technology is a digital wallet solution for banks and PSPs — enabling QR code payments, multi-card management (Visa/Mastercard), instant peer-to-peer transfers via mobile number, bill payments, loan EMI payments, cross-border remittance, utility payments, and biometric security.
Look elsewhere if
You are not a Bank, Financial Institution (BFI), remittance company, or large enterprise — Swift Technology's products are purpose-built for regulated fintech environments.
Pros & cons at a glance
What buyers love
- 19+ years of fintech experience with 250+ global clients and 99% client satisfaction
- ISO 9001:2015 certified — quality management standard
- Verified named clients: Global IME Bank, IME Remittance, SendMN, Standard Chartered, GME Remittance, Aeon Wallet
- Full fintech product suite: Banking, Remittance, Wallet, Loans, SMS, Loyalty — all from one vendor
- 24-hour response time SLA
- IME Complex, Pani-Pokhari, Kathmandu — established fintech company address
- Demo request available at swifttech.com.np
- Verified client: Aeon Wallet (logo on homepage) — Swift Technology powers digital wallets for existing Nepal fintech companies
- Loan EMI payments from wallet — tight integration with SmartLoan
- Cross-border remittance and QR payments in one app
- KYC re-verification flow built into wallet onboarding
Common complaints
- Pricing not published — contact Swift Technology for a demo and quote
- Products are B2B for BFIs and enterprises — not for individual consumers or small businesses
Expert review · scored by our editors
Features included
Wallet Features
SmartWallet Features
- Multi-card support (Visa, Mastercard — debit, credit, prepaid)
- Instant P2P transfers via mobile number
- QR code contactless payments
- Cross-border remittance and multi-currency support
- Biometric authentication and encryption
- Bill payments (electricity, school fees, insurance, health)
- Mobile top-up and internet payments
- Loan EMI payments from wallet
- KYC re-verification built-in
