OrangeNXT (f1soft.com/solutions/neo-banking) from F1Soft Group is a Neobanking / Banking as a Service (BaaS) platform — the first digital-only banking service in Nepal. Live stats: 100% digital onboarding, 100% digital operations. Features: (1) Frictionless Digital Onboarding — eKYC with document capture and OCR for hassle-free, intuitive account creation through a user-friendly interface. (2) AI Integration for Personalised Banking — integrated AI features including NLP and Generative AI chatbot providing human-like financial insights based on customer queries and app behaviour; AI-enabled recommendations engine analysing customer interactions, preferences, and goals to provide tailored suggestions. (3) Plug and Play — microservice architecture where each service runs independently; easy scalability of each component for high performance and reliability even during peak loads. (4) Agility and Cost Management — complete digital banking solution stack from core banking to card management; OPEX business model minimises initial investment; banks can outsource IT services and focus on core business; agile deployment capabilities help partners adapt quickly to market demands.
Why we recommend this software
OrangeNXT (OrangeNXT) is one of six enterprise fintech solutions from F1Soft Group (f1soft.com), Nepal's pioneer in democratising financial services.
Best fit for
OrangeNXT from F1Soft is Nepal's first digital-only banking service — a Banking as a Service (BaaS) platform enabling 100% digital onboarding and operations. Powered by AI-personalised recommendations, NLP/Gen AI chatbot, microservices architecture, and an OPEX-first deployment model.
Look elsewhere if
You are a small business or individual — F1Soft's solutions are enterprise B2B platforms for Banks and BFIs. End-users access the resulting products (eSewa, Fonepay, BankXP) through their bank or app.
Pros & cons at a glance
What buyers love
- 20+ years of fintech leadership in Nepal — pioneers of digital payments and banking since 2004
- 26M+ users across the F1Soft ecosystem, 50+ BFI partners, 1,200+ strong team
- ISO 9001:2015 certified quality management
- Operations in Nepal and Dubai — international expansion
- Proven at massive scale: eSewa ($275M+ avg monthly transactions), Fonepay ($25B+ yearly transaction volume), BankXP (2.2M+ daily transactions)
- Founder Biraj Shrestha — pioneer of digital payments in Nepal
- Offices: Hattisar, Kathmandu
- Nepal’s first digital-only banking service — first-mover credibility
- 100% digital onboarding and 100% digital operations — no branch dependency
- Gen AI and NLP chatbot for personalised in-app banking conversations
- OPEX model removes large upfront CapEx for partner banks
Common complaints
- Products are B2B solutions for Banks, BFIs, and enterprises — not for individual consumers or small businesses
- Pricing not published — contact F1Soft at f1soft.com/contact
- Products are technology platforms licensed to financial institutions — end customers interact through the bank’s branded interface (BankXP, OrangeNXT, eSewa, Foneloan, Fonepay, Fonepoints)
Expert review · scored by our editors
Features included
Neo Banking (BaaS)
OrangeNXT Features
- 100% digital account opening via eKYC with document capture and OCR
- AI-enabled personalised recommendations engine
- NLP and Gen AI chatbot for human-like financial guidance
- Microservices architecture — independently scalable components
- High performance and reliability during peak loads
- Complete stack: core banking to card management
- OPEX business model — minimal upfront investment
- Agile deployment — rapid adaptation to market demands
