SmartLoan (swifttech.com.np/loan-management-platform/) from Swift Technology is a complete loan management system. Dashboard stats visible: 15,400 total loans, 45,50,000 total loan amount, 5,400 active loans, 10,000 settled loans. Key features: (1) CBS-Powered Loan Management — runs on industry-standard Core Banking System; BFIs manage the entire loan lifecycle from origination to settlement on a single platform without switching systems. (2) Configure Multiple Loan Products — configure and offer mortgage loans, personal loans, auto loans, and business loans directly to customers via mobile or web; launch new lending products without changes to CBS. (3) Seamless Integration — integrates with any existing loan originating system on mobile or web; open API architecture for existing infrastructure connection without technical overhead. (4) Interest Calculations — personalised interest rates based on borrower financial profile; real-time interest updates; EMI, penalties, and service fee calculations. (5) Partner User and Role Management — administrators within partner organisations create custom roles and define permissions; role-based access to specific functionalities only. (6) Auto-Debit Recovery — automated recovery directly from designated bank accounts. (7) Loan Disbursement — digital disbursement via digital channels. NRB-compliant audit trails. Verified partner: Global IME Bank (SmartLoan partner list screenshot).
Why we recommend this software
SmartLoan (SmartLoan) is one of 7 fintech products from Swift Technology (swifttech.com.np), IME Complex, Pani-Pokhari, Kathmandu.
Best fit for
SmartLoan from Swift Technology is a loan management system for BFIs — running on Core Banking System (CBS), supporting multiple loan products (mortgage, personal, auto, business), digital origination via mobile or web, automated EMI calculations, auto-debit recovery, partner user management, and NRB-compliant reporting. Verified partner: Global IME Bank.
Look elsewhere if
You are not a Bank, Financial Institution (BFI), remittance company, or large enterprise — Swift Technology's products are purpose-built for regulated fintech environments.
Pros & cons at a glance
What buyers love
- 19+ years of fintech experience with 250+ global clients and 99% client satisfaction
- ISO 9001:2015 certified — quality management standard
- Verified named clients: Global IME Bank, IME Remittance, SendMN, Standard Chartered, GME Remittance, Aeon Wallet
- Full fintech product suite: Banking, Remittance, Wallet, Loans, SMS, Loyalty — all from one vendor
- 24-hour response time SLA
- IME Complex, Pani-Pokhari, Kathmandu — established fintech company address
- Demo request available at swifttech.com.np
- Verified partner: Global IME Bank — in SmartLoan partner list screenshot
- 15,400+ loans and 5,400 active loans visible in dashboard — proven at scale
- Auto-debit recovery reduces manual collection effort
- No CBS changes required to launch new loan products
Common complaints
- Pricing not published — contact Swift Technology for a demo and quote
- Products are B2B for BFIs and enterprises — not for individual consumers or small businesses
Expert review · scored by our editors
Features included
Loan Management
SmartLoan Features
- CBS-powered full loan lifecycle management
- Multi-product configuration: mortgage, personal, auto, business loans
- Digital loan origination via mobile or web
- EMI, interest, penalty, and service fee auto-calculation
- Auto-debit loan recovery from designated bank accounts
- Partner user and role management
- Open API integration with existing loan systems
- NRB-compliant audit trails and reporting
- Digital loan disbursement
